Dave Ramsey talks about Money

Money is fun... if you have some.

80% knowledge
20% behaviour

Nothing in your spiritual life is simultaneous. It's a process

1) GET OUT OF DEBT
Debt = risk
Prov 22:7 - The borrowers are slaves to the lenders.

2) SPEND LESS THAN YOU MAKE
Prov 21:20
Contentment!

3) GET ON A BUDGET
God will only give you what you can handle.
He's not going to give you stuff that will harm you.
Have a PLAN.

4) SAVE AND INVEST
- an emergency fun: something's going to happen. There's going to be a rainy day
- pay cash for things: there's an emotional attachment to notes/cash: spend 12 - 20% less when using cash than 47% more when using cards.
- invest

5) GIVE